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How To Save Money In College – 10 Tips

 

How To Save Money In College – 10 Tips

While you are in college it is easy to get carried away with the excitement of it all. The only problem is that you can have your wallet carried away as well. This is the perfect time to learn some spending habits that you can take with you throughout your life. Having a degree and a job doesn’t make you immune from economic hardship. Learning how to save money in college by following these suggestions will help you in the short-term and the long-term.

1- When you need a haircut or a stylist, try to find ones that offer student discounts. It may not be the fanciest place, but you will probably find one that will get the job done to your satisfaction.

2- Pay bills when they are due and avoid late fees. This is one of those things that you will need to do long after you have left college. Late fees can get very expensive and force you to pay much more than you have to. Paying those bills on time will also help your credit history.

3- If you must drink, do it cheaply. Drunk is drunk and it doesn’t matter how you get there. Make sure that you don’t take your credit cards with you when you know you are going to be drinking and take only a little cash.

4- Start clipping coupons. Many that you can use will be found on the internet. All you have to do is print them off. You can find them for just about anything you want.

5- Join your families cell phone plan or use a pay-as-you-go plan. Both of these options are much cheaper than getting a plan on your own. Be careful about texting, and internet usage, though.

6- Shop at discount and secondhand stores before you shop anywhere else. What you find won’t be much different from what you get anywhere else. It will do the job.

7- Stay away from credit cards. If you feel you have to have one, only use it for emergencies. It is easy to get into some really bad habits in college using credit cards. Credit card companies prey on college students because they don’t think that you can control your spending. Prove them wrong.

8- Watch shows online rather than having to pay for cable. It doesn’t matter if you are watching it a little later than you normally would. It just gives you more freedom.

9- Ramen noodles are your friend. If you want a quick and cheap snack or something to fill you up, take advantage of the goodness that can come in those ten cent packages.

10- Quit buying coffee out. There are some really good things about going to a coffee shop and hanging out, but the money that you can end up spending isn’t one of them. Buy a good bag of coffee and brew your own.

There are hundreds of ways that you can blow your money while in college, but there are also hundreds of ways that you can save money. Once you learn how to save money in college you will have laid the foundation for a lifetime of smart economic decision making.

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