How To Save Money: A 21-Day Challenge To Save $500/Month
After getting laid off I had to wade through all the frugal tips like "reuse twist ties" and "turn off the lights when you leave a room" to find the ones that really delivered.Sure you can save a few pennies by turning off the lights around the house, but I needed to make bigger money-saving moves. I didn't need to save a few pennies, I needed to save many hundreds of dollars each month.
That is what this challenge is all about: taking 21 days to make some drastic, but realistic
Get out of debt and Save money for life!,
Bob Lotich (Author)
Reviewer: Jackie Paulson © 2013 on Aug 1, 2013
Day 1-Lower your monthly bills
*find best price for your monthly bills, like
*cable
*internet
*cell phone
*insurance
Site: yourbillcutter.com
Day 2-Buy used books, buy used college books
Day 3-Negotiate your interest rate on your credit cards
*Site: debt snowball method
Day 4-Simplify your wardrobe
*take one item out, and then can place another one in its place
*shop at resale stores
Day 5- I have simply forgot what this day said
Day 6- Cancel your cable
*buy 99.00 Apple TV
*subscribe to Netflix
Day 7- Make your own coffee
Day 8-Investigate refinancing
*check rates in your area
site: LendingTree.com
Day 9- Get cash back Debit card
Site: perkstreet.com
Day 10- Sell your clutter
*eBay
*Amazon
Day 11- Save on Energy in your house
*seal all cracks
*insulate
Day 12-Save on exercise
*exercise outside
*join class at community college and use gym for free
Day 13- Save on car Insurance
*get cheaper quotes
Day 14- Buy home in winter months
*buy holiday items the previous years
Day 15- Stop eating out
Day 16-Buy in bulk with amazons “subscribe and save”
Day 17- Make cheaper phone calls
*magicjack
*Skype
Day 18- Car
Site: Edmunds.com saves on gas
Day19- Rent for home depot for items you need to rent to fix your house
*zilok.com
*rentything.com
Day 20-Use discounts provided by Employer
Day 21- Get your property taxes lowered
My overall review is that you need to know that I have 0 debts and have 0 debts for years. I learned the hard way buy going into debt, getting out of debt and learning to live a simple lifestyle with 0 debts. If I do not have cash to buy something I do not buy it is my only rule.
Now, if you are in debt and need helpful information to really save you money, and then this is a great book with simple helpful tips and tricks to get you to save even if you “think” you already know how. I am a huge fan of Dave Ramsey and this book will talk about what Dave Ramsey tells as well.
This is an information book that anyone can take at least one tip and save money and that is what we all want, to save money. I highly recommend this book to anyone who needs to get out of debt, stay out of debt and help others do the same.
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|Great Tips and a Quick Read!,
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|for anyone wanting easy and practical ways to save,
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