Home » How To Save Money » How To Save Money: A 21-Day Challenge To Save $500/Month


  1. Jackie Paulson "Addicted to Reading" says:
    31 of 33 people found the following review helpful
    3.0 out of 5 stars
    Get out of debt and Save money for life!, August 1, 2013
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    How to Save Money: A 21-Day Challenge to Save $500/Month [Kindle Edition]
    Bob Lotich (Author)
    Reviewer: Jackie Paulson © 2013 on Aug 1, 2013
    Day 1-Lower your monthly bills
    *find best price for your monthly bills, like
    *cell phone
    Site: yourbillcutter.com

    Day 2-Buy used books, buy used college books
    Day 3-Negotiate your interest rate on your credit cards
    *Site: debt snowball method

    Day 4-Simplify your wardrobe
    *take one item out, and then can place another one in its place
    *shop at resale stores

    Day 5- I have simply forgot what this day said

    Day 6- Cancel your cable
    *buy 99.00 Apple TV
    *subscribe to Netflix

    Day 7- Make your own coffee
    Day 8-Investigate refinancing
    *check rates in your area
    site: LendingTree.com

    Day 9- Get cash back Debit card
    Site: perkstreet.com
    Day 10- Sell your clutter

    Day 11- Save on Energy in your house
    *seal all cracks

    Day 12-Save on exercise
    *exercise outside
    *join class at community college and use gym for free

    Day 13- Save on car Insurance
    *get cheaper quotes

    Day 14- Buy home in winter months
    *buy holiday items the previous years

    Day 15- Stop eating out
    Day 16-Buy in bulk with amazons “subscribe and save”
    Day 17- Make cheaper phone calls

    Day 18- Car
    Site: Edmunds.com saves on gas

    Day19- Rent for home depot for items you need to rent to fix your house

    Day 20-Use discounts provided by Employer
    Day 21- Get your property taxes lowered
    My overall review is that you need to know that I have 0 debts and have 0 debts for years. I learned the hard way buy going into debt, getting out of debt and learning to live a simple lifestyle with 0 debts. If I do not have cash to buy something I do not buy it is my only rule.
    Now, if you are in debt and need helpful information to really save you money, and then this is a great book with simple helpful tips and tricks to get you to save even if you “think” you already know how. I am a huge fan of Dave Ramsey and this book will talk about what Dave Ramsey tells as well.
    This is an information book that anyone can take at least one tip and save money and that is what we all want, to save money. I highly recommend this book to anyone who needs to get out of debt, stay out of debt and help others do the same.


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  2. Rocky says:
    7 of 7 people found the following review helpful
    5.0 out of 5 stars
    Great Tips and a Quick Read!, August 5, 2013

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    Bob, you were right! You do get to the point with your book. I appreciate that! There were several ideas that I have already tried and have discovered that they really do save money. However, there also were several tips that were brand new to me. I like #19 about tools, and I totally agree! If you can discover even one idea to save money, it makes this book timely and worth it! Thanks again for providing this resource!


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  3. LMc says:
    5 of 5 people found the following review helpful
    4.0 out of 5 stars
    for anyone wanting easy and practical ways to save, August 9, 2013

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    I found this book to be very easy to understand. The money saving ways were practical and doable. Several of the ideas I had already done and a couple of others I am in the process of trying and still others that did not apply to me. I became debt-free a few years ago and it felt great! But I’m always looking for ways to save. The debt snowball method is the main one I used in getting out of a $17,000 debt that was mostly due to an unexpected medical crisis my husband experienced. It takes discipline to save money and get out of debt. The one idea that I would have liked to see more detail was the one about cancelling cable. Being that I’m not very tech savvy I would like more understanding of how these other tv options work. But, other than that, this was a good, short-enough book to read for some simple ideas. Also, I follow this author by receiving daily emails that are usually short and informative.


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